Compare Landlord Insurance!
At LandlordInsurance4U.co.uk, it takes a matter of minutes to compare Landlord Insurance from a panel of Landlord Insurance specialist brokers.
Our panel of brokers can cater for all property and tenant types.
If you have a single property or a portfolio we will find you an insurer to get you covered. As well as standard residential property lets, cover is also available for commercial property insurance, catering for those Landlords with stand-alone commercial premises or where the property is for mixed use (both residential and commercial) – such as a typical high street shop with a flat above. Non-standard risks can also be covered such as bankrupts, people with criminal convictions, unoccupied properties or harder to insurer tenants such as asylum seekers.
To get started, simply complete a few details about you, your property and your tenants, when it’s done our panel of specialist Landlord insurance brokers will compete for your business, meaning your work is done and the professionals do the rest.
Your quote will be from a panel of the UK’s leading Landlords Insurance providers for you to compare, and it’s absolutely free to use!
If you would like to know more about Landlord Insurance, then read on. If not, simply click here to start your quote.
What is Landlord Insurance?
Landlords’ insurance can be defined as an insurance policy that covers a property owner from financial losses connected with the rental of their property to a third party. Typically, the policy will cover the fabric of the buildings, with options to also cover the contents that belong to the property owner which are left in the property whilst the property is rented. The policy will normally cover standard perils such as fire, lightning, explosion, earthquake, storm, flood, property owners liability, Loss of rent, alternative accommodation costs, escape of water and/or oil, subsidence, theft and malicious damage. Accidental damage, malicious damage by tenant, terrorism, legal protection and rent guarantee insurance can also be covered normally at an additional cost. However, each insurance policy is different and may or may not include all these items. Always read the policy wording first to make ensure the policy covers your needs.
Cover for multiple properties
Landlord’s Insurance policies can an also provide cover for multiple rental properties all under a single portfolio policy, these policies benefit from single renewal date and allow landlords to add or remove properties as required.
Landlord Insurance policies generally don’t protect the tenant’s personal possessions or contents. It is the tenant’s responsibility to protect their own goods and these can be covered under a Tenant’s Contents Policy. Some tenancy agreements can stipulate that the tenant has a policy to cover their liability, in case they damage any property of the landlord’s, this can be achieved with a Tenant’s Liability Policy.
Should you require information on a particular Landlord Insurance matter one of our panel brokers will be only too happy to assist when they contact you.